Streamline Dispositions, Reduce Losses, and Help Homeowners Retain Equity and Exit Gracefully
Xome® Xpert Seller
Xpert Seller Pre-Foreclosure Solution
Xome's Xpert Seller program is a comprehensive pre-foreclosure loss mitigation and disposition solution designed to:
- Create Capacity Helps call centers and loss mitigation divisions by providing a disposition solution for borrowers and heirs.
- Enhanced Disposition Strategies The Xome Concierge® team extends your customer service capabilities, providing additional support for both your staff and homeowners. We assist with property valuations, marketing, sale negotiations, and debt resolution, ensuring a smooth and efficient real estate disposition process.
- Support Homeowners Flexible options tailored to fit diverse situations. Enable homeowners to sell fast and at the best possible price to retain equity and minimize costs.
- Maximum Exposure Access Xome’s network of qualified buyers and extensive marketing on Xome.com, local MLS listings, and national real estate sites like Zillow, Trulia, and Realtor.com1.
- Smooth Transition Ensure a seamless experience for homeowners avoiding foreclosure through a property sale. Homeowners are also offered relocation assistance, providing 0.5% of the auction winning bid as cash upon the property closing2.
- Expert Guidance and Support The Xome Concierge team and a local real estate agent guide homeowners through the entire process. See Xpert Seller results and borrower success stories.
1Listings may vary per local MLS rules/syndication
2The relocation assistance is only applicable if the property sells through an auction and the property is not located in the following states: AK, AL, KS, MS, MO, and OR. 35% of the Listing Agent's Commission will be collected at closing by Xome as a broker-to-broker referral fee.
Customized Solutions for Special Circumstances
For homeowners facing financial difficulties and need to sell their home quickly to avoid foreclosure, retain equity, and protect their credit rating, the Xpert Seller program offers an expedited selling program that connects homeowners with a large pool of interested buyers, ensuring a competitive selling price in a transparent online exchange.
For homeowners undergoing lifestyle changes such as a career move, divorce, retirement, or adjusting to an empty nest, and need to sell their home, the Xpert Seller program offers flexible solutions and personalized guidance to ensure a smooth transition into the next chapter of their lives.
For heirs who have inherited a home and want to sell quickly to maximize available equity, the Xpert Seller program provides access to a broad network of buyers to expedite the sale and minimize costs. By leveraging Xome's proprietary online platform, heirs can facilitate a quick sale, avoiding the financial burdens of prolonged property ownership and associated taxes.
How Xpert Seller Works
The Xpert Seller program lets homeowners take advantage of the benefits of either an auction or a traditional sale. Homeowners are in complete control and will be guided every step of the way by the Xome Concierge team.
Step 1
Homeowner contacts the Xome Concierge team via the servicer-designated phone number for program details.
Step 2
Homeowner is assigned an experienced, local Xome Network agent for a no obligation consultation.
Step 3
Agent assists homeowner with marketing their property and presents all offers for review.
Step 4
Agent assists homeowner with accepting any offers and scheduling the property to close.
Xpert Seller in Action
on Market
Price
Price
Equity
Xpert Seller in Action
on Market
Price
Price
Equity
Xpert Seller in Action
on Market
Price
Price
Equity
Xpert Seller in Action
on Market
Price
Price
Xpert Seller in Action
on Market
Price
Price
“ I had the perfect agent that kept me well informed the entire time. In my opinion she made this happen in record breaking time considering how horrible market conditions are right now in California. I am very thankful that this agent was provided to me and I’m thankful for all the help that was given to me. ”
“ We couldn't have asked for a better program to sell our home. Working with Craig our Xome agent was like working with family. He treated us like family throughout the entire process. In these situations, it’s easy to feel rushed and intimidated and Craig did neither. He was professional, courteous, and informative the entire time. Most importantly, thank you so much for calling and checking up on us, it really shows you all at Xome care. ”
“ I thought the program was great. It helped me out of a bad situation and allowed me to avoid foreclosure and keep me from damaging my credit. ”
“ I could not get an agent to help list my property and did not know what to do…. I had talked to other agents, and they denied to help me because it was not profitable for them. Xome found an excellent realtor very fast. The property was sold within a month; it was amazing, the agent was in contact every day and went above and beyond. The realtor had 11 viewings in 1 day. It was very quick! ”
“ The Xome program was super good as far as I was concerned. My home was listed and sold very quickly, and it made me very happy because I needed to get it sold so I could move into a senior living facility. My Xome agent was knowledgeable and kept me informed the entire time. Tell Xome I said thank you for the help. ”
Turning Default into Full Resolution and a Positive Outcome
Helped a homeowner in default avoid foreclosure, sell at full market value, and satisfy both lienholders. Equity recovery enabled debt repayment and complete loan resolution.
From Equity Surprise to Foreclosure Avoidance: Two Paths to Resolution
Facilitated successful property sales for two homeowners. One uncovered unexpected equity and avoided a short sale, walking away with cash. The other, a veteran, was facing foreclosure but sold in time to protect his credit and move forward with dignity.
Discover how the Xpert Seller program can help you streamline dispositions, minimize losses, and ensure a graceful exit for homeowners.
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