Monticello KY Homes for Rent

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Type:
Single Family
Sq.Ft.:
2,084
Status:
Active
Beds:
3
Lot size:
3.17 Acres
Year built:
2016
Baths:
2.00
MLS#:
26008603
Subdivision:
Rural

ADDITIONAL INFORMATION

Peaceful rural living with all the comforts you could imagine! This stunning home was custom built for handicap accessibility with 3 bedrooms and 2 full baths. Sitting on over 3 acres with one of the most gorgeous views in Wayne County you will find this absolutely beautiful home is awaiting your arrival! Only 30 minutes from ALL of the major boat docks (Dale Hollow, Conley Bottom Resort, Beaver Creek Marina, Grider Hill and Rowena Marina) it is located exactly where you want to be! There is room to build a barn, grow a huge garden, put in an orchard, build a pool or whatever your heart desires. The possibilities are limitless! Culinary enthusiasts will love the stunning kitchen prep table, stainless appliances, and abundance of cabinetry! There is a den / family room to the right of the great room that is both cozy and private as well with a French door to shut off the outside world! All 3 of the bedrooms are delightful with sitting areas in 2 of the 3. The master offers a full bath with an appealing walk-in tiled shower. There are 9 Foot ceilings throughout. The garage is a 2 car with a ramp built to the kitchen door for easy access. Relax on the outside either sitting on the front porch with extraordinary views or in the back screened-in porch with built in wooden bars made from the family farm. The exterior of the home has fabulous landscaping expertly done by the owners themselves who have put so much extra love and care into this wonderful home!

Type:
Single Family
Sq.Ft.:
1,920
Status:
Active
Beds:
3
Lot size:
0.32 Acres
Year built:
2004
Baths:
2.00
MLS#:
26008477
Subdivision:
Rural

ADDITIONAL INFORMATION

Very nice well maintained manufactured home in F&T Lake Lot Subdivision, golf cart ride to the shores of Lake Cumberland. This home comes completely furnished, down to fork and spoon turn key Lake retreat, Airbnb or year around living in this wonderful lake community, minutes away from Conley Bottom Resort and additional local boat ramps.

Type:
Single Family
Sq.Ft.:
1,713
Status:
Active
Beds:
3
Lot size:
0.7 Acres
Year built:
1980
Baths:
3.00
MLS#:
26008149
Subdivision:
Stonehedge

ADDITIONAL INFORMATION

This beautiful brick home offers over 1,700 square feet of living space with 3 bedrooms and 2.5 baths in the highly sought-after Stonehedge subdivision. Situated just outside the city limits of Monticello, this property combines peaceful living with convenient access to nearby amenities while providing stunning views right from your doorstep. The home features gorgeous hardwood floors throughout, adding warmth and character to the space, along with recent updates including a brand-new roof and a new central heating and air system for comfort and peace of mind. Located just minutes from Conley Bottom Resort and multiple boat ramps, this property is perfect for those who love lake life and outdoor recreation, making it an ideal choice for a full-time residence or a weekend retreat. Call today to schedule a private showing!

Type:
Single Family
Sq.Ft.:
1,696
Status:
Active
Beds:
3
Lot size:
0.46 Acres
Year built:
1999
Baths:
2.00
MLS#:
26008258
Subdivision:
Golden Pond

ADDITIONAL INFORMATION

Welcome home to your 131 Golden Pond Road lake getaway, where you can't wait for the weekends to arrive! This is one of the most coveted Lake Cumberland resort communities in Wayne County. Step inside this lake area home that has been well taken care of, and has an open floor concept that offers the idyllic setting for hosting and entertaining guests. There is an expansive screened in back porch to enjoy the atmosphere that our beautiful Lake Cumberland has to offer. The main level offers a spacious Great Room, Eat-in Kitchen, 2 Bedrooms, 1 Full Bath, and a Laundry/Utility Room. The lower level features a Family Room, 1 Bedroom, 1 Full Bath, a Bonus Room, and an Attached Garage for housing your boat & water toys! There are community amenities available, for a fee, if you desire to utilize the tennis court, swimming pool, and common areas. Conley Bottom Resort & Marina is only 5 minutes away, offering close access for boating access. There are additional accessible boat ramps in the area that are available. Don't miss this opportunity to own your vacation getaway, permanent residence, or your possible VRBO Income Producing Property! Schedule your private tour today!

Type:
Single Family
Sq.Ft.:
924
Status:
Active
Beds:
3
Lot size:
0.46 Acres
Year built:
2003
Baths:
2.00
MLS#:
26007643
Subdivision:
Bell

ADDITIONAL INFORMATION

LOCATION! SPACE! VALUE! Don't miss this awesome opportunity at 565 Bell Lane in Monticello, KY! This 3-bedroom, 2-bath home sits on a .46-acre lot and offers the perfect mix of convenience and functionality. You'll love the detached garage—ideal for parking, hobbies, or a workshop—plus an additional storage shed for all your extras. Enjoy the peace of a quiet setting while being just minutes from town and the stunning Lake Cumberland, perfect for boating, fishing, and relaxing weekends! Whether you're looking for a full-time home, investment, or getaway near the lake, this one checks all the boxes! Act fast—properties in this location don't last long!

Type:
Single Family
Sq.Ft.:
3,942
Status:
Active
Beds:
6
Lot size:
0.97 Acres
Year built:
2007
Baths:
5.00
MLS#:
26007152
Subdivision:
West Monticello

ADDITIONAL INFORMATION

Welcome to this impressive in-town property on Sunset Blvd offering nearly 4,000± sq ft of well-designed living space on a level 0.97± acre lot—an increasingly rare combination of space, functionality, and convenience in today's market. From the moment you step inside, the home sets itself apart with a grand entry and soaring ceilings that create an open, upscale feel throughout the main living area. Designed for both everyday living and entertaining, the layout flows seamlessly between the living room, formal dining area, and spacious kitchen featuring ample cabinetry, a breakfast bar, and dedicated dining space. The main-level primary suite offers both comfort and convenience, highlighted by a fully remodeled bathroom (2024) that delivers a clean, modern finish. Recent updates throughout the home include fresh interior paint (2022), plantation shutters in the living room, updated fixtures, three updated toilets, a new dishwasher (2025), and a new hot water heater (2026). Upstairs provides additional bedrooms, bathrooms, and flexible living space, while the fully finished walk-out basement significantly expands the home's functionality with a second living area, kitchenette, bedroom, bathroom, bonus room, and storm shelter—ideal for guests, extended family, or multi-generational living. Additional features include a 3-car garage, generous storage throughout, and multiple indoor and outdoor living spaces. Enjoy both an elevated deck and lower-level patio overlooking the spacious yard—perfect for relaxing or entertaining. Homes offering this level of space, layout, and recent updates—especially in a convenient in-town location—are rarely available. Schedule your private showing today.

Type:
Single Family
Sq.Ft.:
2,130
Status:
Active
Beds:
4
Lot size:
0.37 Acres
Year built:
2025
Baths:
3.00
MLS#:
26006968
Subdivision:
Rural

ADDITIONAL INFORMATION

Income-producing barndominium just 1 minute from New Fall Creek boat ramp and 7 minutes to Conley Bottom Marina. Featuring an open floor plan with soaring ceilings, 4 bedrooms, 3 baths, lake views, and a wraparound porch. Includes a 30x40 garage perfect for a boat and camper. Selling fully furnished and currently operating as a successful short-term rental with strong bookings in place.

Type:
Single Family
Sq.Ft.:
1,456
Status:
Active
Beds:
3
Lot size:
0.46 Acres
Year built:
1995
Baths:
2.00
MLS#:
26006912
Subdivision:
Rural

ADDITIONAL INFORMATION

Discover the potential in this 1456 sq ft +/- double wide home on a permanent foundation, perfectly situated in a highly desirable location just minutes from Old Fall Creek Boat Ramp and Conley Bottom Resort. Featuring 3 bedrooms and 2 full baths, this property offers a spacious layout ready to be transformed into your ideal getaway or income-producing investment. Enjoy outdoor living with a large front porch—perfect for relaxing after a day on the water—and a fully fenced backyard providing privacy and space for pets or gatherings. Whether you're looking for a vacation retreat, rental opportunity, or a project to make your own, this property offers endless possibilities. Please note: Home is not move-in ready and will require remodeling. Being sold as-is. Don't miss your chance to invest in a prime location with strong potential! Call today to schedule a private showing!

Type:
Single Family
Sq.Ft.:
2,656
Status:
Active
Beds:
3
Lot size:
1.25 Acres
Year built:
1991
Baths:
3.00
MLS#:
26006822
Subdivision:
Rural

ADDITIONAL INFORMATION

Fully remodeled custom home or office offering 3 bedrooms, 2.5 baths, an eat-in kitchen, home office, laundry/mudroom, and three spacious living/entertaining areas, all on the main level. The updated kitchen features quartz countertops, stainless appliances, and modern finishes, while the primary suite includes a tiled walk-in shower, double vanities, and a walk-in closet. A 2,600+ sq ft unfinished basement provides endless potential. Situated on 1.25 acres in the heart of Monticello, this property also includes a wraparound blacktop driveway, propane fireplace, 30x30 detached garage, 24x28 attached garage, and a large backyard with room to add another detached garage. Would be a great commercial space for any business.

Type:
Single Family
Sq.Ft.:
1,200
Status:
Active
Beds:
3
Lot size:
0.62 Acres
Year built:
2005
Baths:
2.00
MLS#:
26006891
Subdivision:
Rural

ADDITIONAL INFORMATION

Absolutely Adorable 3BR/2BA Modern Home - Move-In Ready! Welcome to this charming and well-maintained 3-bedroom, 2-bath home that perfectly blends comfort and style. Built in 2005, this inviting property features beautiful laminate wood flooring and a spacious, modern kitchen complete with crisp white cabinetry—perfect for both everyday living and entertaining. Both bathrooms have been tastefully updated with a clean, contemporary feel. Enjoy year-round comfort with a newer central heating and air system. Step outside to a large back deck overlooking a fully fenced yard—ideal for relaxing, pets, or gatherings. The home also boasts a lovely covered front porch, perfect for morning coffee or unwinding in the evening. Conveniently located just minutes from town, this home offers the perfect combination of peaceful living and easy access to amenities.

Type:
Single Family
Sq.Ft.:
3,980
Status:
Active
Beds:
4
Lot size:
1.06 Acres
Year built:
2024
Baths:
4.00
MLS#:
26006763
Subdivision:
Cumberland Ridge Estates

ADDITIONAL INFORMATION

LIKE-NEW 2024 BUILD IN A PRIME LAKE LIFESTYLE LOCATION—JUST 5 MINUTES FROM CONLEY BOTTOM! This 4 bedroom, 3.5 bath home offers the perfect combination of modern design, quality craftsmanship, and sought-after access to Lake Cumberland, situated on 1.06 +/- acres per PVA. Inside, you'll find an open-concept layout with soaring wood ceilings, a stunning fireplace focal point, and abundant natural light throughout. The kitchen is designed to impress with custom cabinetry, a large island, and seamless flow into the main living and dining areas—ideal for entertaining or hosting family and friends. The main-level primary suite provides a true retreat, featuring a spa-style bathroom with soaking tub, custom tile walk-in shower, and a spacious walk-in closet. Enjoy approximately 3,000 sq ft of composite decking, creating an incredible setting for outdoor living, entertaining, and taking in the peaceful surroundings along with a seasonal lake view. The lower level adds flexibility and function, including a reinforced safe room for added peace of mind. Located in a golf cart-friendly community, this property offers the unique ability to ride directly to two nearby lake access points and multiple private boat ramps, making lake days effortless. Whether you're searching for a full-time residence, luxury lake retreat, or investment opportunity—this property delivers on location, design, and lifestyle. Don't miss your chance to own in one of Lake Cumberland's most desirable areas.

Type:
Single Family
Sq.Ft.:
2,177
Status:
Active
Beds:
4
Lot size:
2.5 Acres
Year built:
2014
Baths:
4.00
MLS#:
26006654
Subdivision:
Rural

ADDITIONAL INFORMATION

Square footage, garage and room count include primary residence and guest house. Guest house could be used as a mother-in-law suite, another residence or as an Airbnb for additional income. Located minutes from 2 concrete boat ramps on beautiful Lake Cumberland and close to Beaver Creek Marina on +/- 2.5 acres of secluded, wooded land. Primary residence features 12 ft. ceilings, crown molding, stained glass windows, custom built-ins and cabinets with lots of counter space, walk in pantry, steam room, laundry chute, spacious walk in main shower and built in primary bed with storage. Unfinished upper level with 12 ft. ceiling that could be finished for additional living space. Outside, enjoy: multilevel decks, 2 covered porches, screened-in room, sitting areas, fire pit and beautiful landscaping. Property has underground utilities and city water. The guest house (above the additional 3 car garage) features full kitchen, bath with walk in shower, living/king sleeping area, 2 built in window-twin beds and loft for additional sleeping space. Laundry and one-half bath are located in the lower 3-car garage. Call ASAP for your chance to own this one of a kind property.

Type:
Single Family
Sq.Ft.:
1,488
Status:
Active
Beds:
3
Lot size:
0.88 Acres
Year built:
1978
Baths:
3.00
MLS#:
26006942
Subdivision:
Indian Cave

ADDITIONAL INFORMATION

Seller offering $5,000 in upgrade allowance!! Welcome to this charming all-brick home nestled on a beautiful .88-acre lot in the heart of Monticello! Surrounded by mature trees, this property offers the perfect blend of privacy, space, and timeless appeal. Featuring 3 bedrooms and 2.5 bathrooms, this home offers a functional layout with a formal dining room ideal for hosting, along with elegant arched doorways that add character throughout. The cozy living area is anchored by a fireplace, creating a warm and inviting space to gather. The 2-car garage provides convenience and additional storage, while the expansive lot offers endless possibilities for outdoor enjoyment. This home has been well cared for and offers a wonderful opportunity for a buyer to add their own updates and personal style while building equity in a desirable setting.

Type:
Single Family
Sq.Ft.:
5,039
Status:
Active
Beds:
6
Lot size:
1.36 Acres
Year built:
2006
Baths:
6.00
MLS#:
26006647
Subdivision:
Sandstone Point

ADDITIONAL INFORMATION

New price!! Lakefront luxury can be yours in this breathtakingly gorgeous lake home that is completely furnished, all you'll need is your toothbrush! Lake Cumberland memories will begin and last forever as the nearly 5,000 sq ft of meticulously designed spaces will accommodate an abundance of friends and family! This stunning 6 bedroom, 5.5 bath custom built craftsman style home sits beautifully on 1.3 acres with a majestic view of the lake and lush surrounding hills. Enjoy these breathtaking views from nearly every room including the spacious great room, with soaring wood-beamed ceilings and a striking 2 story stone fireplace. The elegant kitchen features hardwood flooring, a huge bar and an expansive dining area, perfect for entertaining. Step outside onto the massive, wrap around screened porch, complete with a cozy stone fireplace and all the beauty and privacy that surrounds you. You can retreat to the private master suite or unwind in the finished walkout basement that features additional bedroom spaces (even a bunk room), a cozy family room and a large recreational area. Looking for income possibilities? If so, you may want to take advantage of the nightly rental opportunities as this is permitted in this upscale gated community!! With just a short drive to Beaver Creek Marina, this magnificent property offers both luxury and convenience for lake living at its finest. Don't miss a chance to own this exceptional Lake Cumberland retreat!

Type:
Single Family
Sq.Ft.:
296
Status:
Active
Beds:
1
Lot size:
0.37 Acres
Year built:
2010
Baths:
1.00
MLS#:
26006448
Subdivision:
Rural

ADDITIONAL INFORMATION

This 2010 Keys Travel home sits on a spacious 0.37-acre lot, offering both comfort and added functionality with multiple outbuildings. The property features a well-maintained main residence, perfect for easy living or a weekend retreat. Outside, you'll find a detached outbuilding equipped with electricity, providing excellent potential for a guest space, or ideal for a workshop, storage, or hobby space. A second outbuilding adds even more convenience, complete with washer and dryer and breaker box, for utility use. With nearly four-tenths of an acre, there's plenty of room to enjoy outdoor living, gardening, or future improvements. This property offers a great combination of practicality and versatility, making it a solid option for homeowners or investors alike. Enjoy the lake with Beaver creek Marina/ resort within 1 mile. The property also comes with a washer and dryer refrigerator and a forty gallon water heater. If you were thinking of building a home the septic tank is more than adequate.

Type:
Single Family
Sq.Ft.:
1,700
Status:
Active
Beds:
4
Lot size:
0.52 Acres
Year built:
2012
Baths:
3.00
MLS#:
26006388
Subdivision:
Golden Pond

ADDITIONAL INFORMATION

Welcome to your perfect getaway or full-time retreat in the highly desirable Golden Pond Resort area! This beautifully updated 4 bedroom, 3 full bathroom home offers the ideal blend of comfort, functionality, and proven income potential. Step inside to a spacious, open-concept layout featuring a warm and inviting living room with hardwood flooring and seamless flow into the kitchen and dining area—perfect for entertaining or hosting guests. The kitchen is well-appointed with abundant cabinetry, generous countertop space, and comes fully equipped with all appliances. Just off the main living space, you'll find comfortable bedrooms and updated bathrooms designed with both style and convenience in mind. This home is uniquely suited for large gatherings or short-term rental use, with the ability to comfortably sleep multiple guests. Currently operating on a successful rental program, this property presents an excellent opportunity for immediate income or continued investment. Outdoor living truly shines here with a large screened-in back deck, offering a private and relaxing setting to unwind. The hot tub conveys, creating the ultimate space to relax after a day on the lake. The home also includes a 2-car attached garage and ample parking space for guests. Located just minutes from multiple public boat ramps and less than 5 minutes to Conley Bottom Resort, this property is perfectly positioned for lake lovers and vacationers alike. Additional features include: • Kitchen appliances convey • Washer & dryer convey • Hot tub conveys • Triple bunk bed conveys • Updated flooring throughout • Proven short-term rental performance Whether you're searching for a primary residence, vacation home, or income-producing property near Lake Cumberland, this one checks all the boxes. Don't miss your chance to own a turnkey property in one of the area's most sought-after locations!

Type:
Single Family
Sq.Ft.:
900
Status:
Active
Beds:
2
Lot size:
1.32 Acres
Year built:
2021
Baths:
1.00
MLS#:
26005932
Subdivision:
Cumberland Ridge Estates

ADDITIONAL INFORMATION

Unique property situated on three lots featuring a 2-bedroom, 1-bathroom home plus a detached garage with plenty of room for a boat up to 26 ft. The garage has a finished guest quarters offering an additional 1 bedroom and 1 bathroom. Built in 2021 and tucked into a peaceful, golf-cart friendly Lake Cumberland community, this move-in-ready property offers flexibility, privacy, and lake lifestyle convenience all in one package. The main home features 2 bedrooms, 1 full bath, and an open-concept living/kitchen layout with durable LVP flooring throughout. The kitchen offers white shaker cabinetry, butcher block countertops, subway tile backsplash, stainless appliances, and recessed lighting, creating a clean, modern lake-cottage feel. The living area is bright and inviting with double doors leading to a spacious covered porch - perfect for relaxing after a day on the water. The full bath includes a tiled walk-in shower with glass door and updated vanity, continuing the low-maintenance, newer-construction appeal. Outside, enjoy extensive covered porch space with ceiling fans, composite decking on the house porch, ideal for entertaining or unwinding in the wooded setting. A major bonus is the detached garage with finished guest quarters, offering 1 bedroom, 1 bath, and its own mini-split HVAC system - perfect for guests, or private workspace. Also deck space beside garage for grilling, entertaining guest and relaxing. The property sits on three lots being sold together (approx. 1.32 acres +/-) and includes an additional lot already equipped with a RV hookup with septic, electric, and water in place, providing incredible flexibility for overflow guests or additional income potential. Located just minutes from Conley Bottom Marina and close to two private boat ramps, this home is ideal as a full-time residence, weekend getaway, or short-term rental investment near Lake Cumberland. If you've been looking for newer construction, extra space for guests, and lake access convenience - this one checks the boxes.

Type:
Single Family
Sq.Ft.:
2,060
Status:
Active
Beds:
4
Lot size:
0.51 Acres
Year built:
1975
Baths:
2.00
MLS#:
26005905
Subdivision:
Rankin Addition

ADDITIONAL INFORMATION

MOTIVATED SELLERS! Welcome to 360 Hickory Hill Drive in Monticello, KY—a well-maintained 4 bedroom, 2 bath home offering space, functionality, and a great location all in one. Situated on approximately 0.51 acres, this property provides a comfortable setting with plenty of room both inside and out. This split-level home features over 1,500 square feet of living space with a practical layout designed for everyday living. The main level offers a welcoming living area, while the additional bedrooms provide flexibility for families, guests, or even a home office setup. Outside, you'll find a spacious yard, a two-car garage, and additional outbuildings—perfect for storage, hobbies, or outdoor enjoyment. The backyard area is ideal for relaxing or entertaining, complete with space for gatherings and a fire pit setup. Located in an established neighborhood just minutes from town, this home offers convenience while still maintaining a quiet residential feel. Whether you're looking for a primary residence or a solid investment opportunity, this property has the space and potential to fit a variety of needs. Don't miss your opportunity to own a 4-bedroom home in a desirable Monticello location—schedule your showing today.

Type:
Single Family
Sq.Ft.:
3,057
Status:
Active
Beds:
4
Lot size:
3.33 Acres
Year built:
1989
Baths:
3.00
MLS#:
26005589
Subdivision:
Rural

ADDITIONAL INFORMATION

BACK ON THE MARKET!!!!Beautiful, lightly secluded 4-bedroom, 3-bath brick home offering space, versatility, and unique features for both comfort and functionality. This property includes a partially finished basement, along with a large unfinished room that can easily be completed to add even more living space. The spacious primary bedroom features a private sitting area and a walkout sliding door leading to the deck—perfect for enjoying peaceful mornings or relaxing evenings. The basement is equipped with a window A/C unit and baseboard heating, and also includes a flue cleanout, making it ready for a wood-burning stove or gas heating option. A standout feature of this home is the walk-in cooler—ideal for wild game enthusiasts, homesteaders, or anyone interested in processing and storing their own meat. Located less than one mile from a public boat launch, this property is perfect for outdoor lovers. Additional highlights include: •A walkout basement with a full kitchen, full bath with laundry room and 2 full size bedrooms. A detached 2-bay garage with 10-foot-high doors, underground electric, and a separate meter • An attached workshop or game room, perfect for hobbies or entertaining • An additional outbuilding that can serve as a workshop with side storage for boats, ATVs, mowers, or equipment This property offers a rare combination of privacy, practicality, and recreational convenience—making it a must-see! New flooring in basement living area.

Type:
Single Family
Sq.Ft.:
1,600
Status:
Active
Beds:
3
Lot size:
36.04 Acres
Baths:
2.00
MLS#:
26005409
Subdivision:
Rural

ADDITIONAL INFORMATION

Highlights: This property offers a charming cabin-style 3 bed/2 bath home and barn situated on over 36 +/- unrestricted acres, complete with a spring-fed pond. If you've been looking for a place where life can slow down and the outdoors take center stage, this property is worth a look! The home features classic hemlock siding and a large front porch, some recent kitchen updates, and a few new light fixtures, but the land itself is the true highlight—partially wooded with untouched timber. Whether you enjoy hunting, exploring, or simply being immersed in nature, this property delivers. A picturesque spring-fed pond sits just outside your dining room window, your own personal fishing hole and a serene backdrop for everyday life. While the home could use a little TLC, it provides a foundation for a rustic getaway, hunting cabin, or full time residence for those seeking a simpler lifestyle. A barn on the property adds additional functionality, perfect for covered storage, equipment, or hobby farming. If you're dreaming of wide-open spaces in a part of the world that moves a little slower, come see 656 Thompson Road in friendly Monticello, Kentucky! *Property is located on a dead-end road, so there is no through traffic coming by the house. *There are multiple places on the property that would be suitable building lots. *Suitable for cattle or horses; no fencing currently.

Type:
Single Family
Sq.Ft.:
1,400
Status:
Active
Beds:
3
Lot size:
1.1 Acres
Year built:
1984
Baths:
1.00
MLS#:
26005536
Subdivision:
Tuggle

ADDITIONAL INFORMATION

Located at 1544 Kelsey Road in Monticello, KY, this 1.5 story home offers 3 bedrooms and 1 full bath on just over 1 acre of land. The property includes a detached two-car garage and multiple storage buildings, providing ample space for vehicles, equipment, or additional storage needs. The home is situated in a quiet rural setting, offering privacy while still being conveniently located approximately 15 minutes from Lake Cumberland and 35 minutes from Dale Hollow Lake. This property presents an opportunity for a primary residence, weekend retreat, or investment.

Type:
Single Family
Sq.Ft.:
6,835
Status:
Active
Beds:
8
Lot size:
1.4 Acres
Year built:
2007
Baths:
8.00
MLS#:
26005198
Subdivision:
Rural

ADDITIONAL INFORMATION

Panoramic Lake Cumberland Views!! Custom Waterfront Home offering 8BR's 8BA's Rare opportunity to own a one-of-a-kind, custom-built waterfront home with breathtaking main channel views of Lake Cumberland. This 2-owner property offers the perfect lakeside retreat, comfortably accommodating up to 21 guests, making it ideal for family gatherings, entertaining, or a private getaway. Designed for both comfort and convenience, the home features an in-home elevator for easy access between levels. Multiple living and entertainment areas create inviting spaces to relax and unwind, including a study for quiet reflection, a game area with billiards and ping pong, and three cozy indoor fireplaces perfect for gathering with family and friends. The gourmet kitchen makes meal preparation a delight, while the outdoor kitchen and expansive decking provide the perfect setting for outdoor dining and enjoying the stunning lake views. Recent upgrades include: • New metal roof (2024) • New kitchen appliances (2025) • Culligan water system installed (2025) • New deck section with updated fencing • Entire deck freshly repainted • Garage doors, front door, and master bedroom doors freshly painted • Driveway resealed (Fall 2025) Front door, central alarm system and thermostat are Wifi Compatible, Safety Cameras added inside and outside. Furniture is negotiable, offering a potential turnkey opportunity. This property is more than a home—it's a private sanctuary where comfort, space, and the natural beauty of Kentucky's landscape come together. Enjoy peaceful lakeside living with panoramic views and unmatched serenity. Call today to schedule your private showing and experience this extraordinary Lake Cumberland retreat.

Type:
Single Family
Sq.Ft.:
1,612
Status:
Active
Beds:
3
Lot size:
2.44 Acres
Year built:
2008
Baths:
2.00
MLS#:
26004521
Subdivision:
Missouri Valley

ADDITIONAL INFORMATION

This beautiful property offers a charming home set in a peaceful country setting with plenty of features to enjoy. The property includes a barn and silo, along with an additional property hookup that already has septic, water, and electric connections in place. The home sits on a permanent block foundation and has been updated with a new roof, new facias, gutters, and vinyl siding, adding both durability and curb appeal. Inside, the spacious home features generously sized bedrooms and a cozy living room that is perfect for relaxing or entertaining guests. The dining area provides a wonderful space for family meals and gatherings, while the kitchen offers ample cabinet space for storage and functionality. Large walk-in closets add extra convenience, and the spacious primary bathroom provides comfort and room to unwind. The home comes fully equipped with all appliances, including a refrigerator and range, making it truly move-in ready. Enjoy the quiet and beauty of country living while still being just a short 10-minute drive from shopping, restaurants, and hospitals. For outdoor recreation, the property is also located about 20 minutes from the boat dock at beautiful Lake Cumberland, offering easy access to boating, fishing, and lake activities. This well-maintained home combines peaceful surroundings with modern conveniences, making it a wonderful opportunity you won't want to miss.

Type:
Single Family
Sq.Ft.:
1,866
Status:
Active
Beds:
3
Lot size:
0.52 Acres
Year built:
1988
Baths:
3.00
MLS#:
26004533
Subdivision:
Farmington Square

ADDITIONAL INFORMATION

This beautiful 3 bedroom 2 ½ bath brick home has been fully renovated and is waiting on a new owner!! This home offers lots of comfortable living space and might I add an excellent location. The home offers a living room, family room, 2 ½ baths, 3-bedrooms. Large kitchen with new stainless appliances, dining area, washer/dryer area as you come in from 2-car garage that has a new door. All new paint throughout and a new roof on front side of home with back being only 2 years old. Also, at back of home is a large, covered patio, and a large 38x14 storage sheds/workshop area. The home sits at the end of a street with cuddle sac. This home is a must see and again offers the excellent location between Monticello and Somerset.

Type:
Single Family
Sq.Ft.:
1,400
Status:
Active
Beds:
3
Lot size:
1 Acres
Year built:
1978
Baths:
1.00
MLS#:
26003736
Subdivision:
Rural

ADDITIONAL INFORMATION

3BR/1BA Home Near Beaver Creek Marina - Investor Opportunity Located just 3 miles from Beaver Creek Marina, this 3-bedroom, 1-bath home sits on a 1-acre lot and offers incredible potential for the right buyer. Featuring durable stone siding and a detached garage, this property is the perfect fixer-upper for investors, flippers, or anyone looking to create their own lake-area getaway. With its close proximity to the marina, this home would make a great primary residence, vacation retreat, or rental opportunity. Even more appealing — the property can be purchased with an additional 32 acres, providing endless possibilities for expansion, recreation, or development. Opportunities this close to the water at this price point are hard to find. Bring your vision and make it your own!

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Andrea Conner, License 221773, Xome Inc., License 239054, [email protected], 844-400-XOME (9663), 1795 Alysheba Way Suite 1202 Lexington, KY 40509


The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of Lexington Bluegrass Multiple Listing Service. The Broker providing this data believes them to be correct but advises interested parties to confirm them before relying on them in a purchase decision. Copyright 2026 Lexington Bluegrass Multiple Listing Service. All rights reserved.



Monticello Real Estate

The median home value in Monticello, KY is $178,750. This is higher than the county median home value of $133,000. The national median home value is $338,100. The average price of homes sold in Monticello, KY is $178,750. Approximately 44.36% of Monticello homes are owned, compared to 36.53% rented, while 19.12% are vacant. Monticello real estate listings include condos, townhomes, and single family homes for sale. Commercial properties are also available. If you see a property you’re interested in, contact a Monticello real estate agent to arrange a tour today!

Monticello, Kentucky 42633 has a population of 5,782. Monticello 42633 is more family-centric than the surrounding county with 30.43% of the households containing married families with children. The county average for households married with children is 30.16%.

The median household income in Monticello, Kentucky 42633 is $40,477. The median household income for the surrounding county is $41,237 compared to the national median of $69,021. The median age of people living in Monticello 42633 is 38.7 years.

Monticello Weather

The average high temperature in July is 86.2 degrees, with an average low temperature in January of 24.7 degrees. The average rainfall is approximately 51.5 inches per year, with 9.3 inches of snow per year.

Monticello Real Estate Market Conditions

  • Median sales price

    $178,750
    16.7% change since last quarter
  • # Active listings

    75
    30-day change

Monticello Schools and Demographics

Education near Monticello, KY

Metric City County
High School Graduates 76.08 77.19
College Degree - 2 year 6.44 5.6
College Degree - 4 year 13.97 15.9
Graduate Degree 5.76 5.2
Expenditures per Student 14,482 14,482
Students per Teacher 16.2 16.2

Elementary Schools near Monticello, KY

School Grades Students P/T Ratio ZIP
Albany Elementary School 01 - 04 521 15.7 42602
Bell Elementary School 01 - 02 490 15.7 42633
Clinton County Early Childhood Center PK - KG 269 19.9 42602
Jamestown Elementary School PK - 05 493 15.3 42629
Monticello Elementary School 01 - 05 739 17.1 42633
Nancy Elementary School PK - 05 398 14.1 42544
Walker Early Learning Center PK - KG 433 14.9 42633

Middle Schools near Monticello, KY

School Grades Students P/T Ratio ZIP
Clinton County Middle School 05 - 08 502 16.8 42602
McCreary County Middle School 07 - 08 446 17.6 42647
Strode Station Elementary School KG - 05 0 16 42602
Trapp Elementary School KG - 05 0 10.5 42602
Wayne County Middle School 06 - 08 745 15.1 42633

High Schools near Monticello, KY

School Grades Students P/T Ratio ZIP
Clinton County High School 09 - 12 492 18 42602
McCreary Central High School 09 - 12 745 16.4 42647
Wayne County High School 09 - 12 944 19.9 42633

Ungraded Schools near Monticello, KY

School Grades Students P/T Ratio ZIP
* Foothills Academy 07 - 12 72 9 42602
* Lake Cumberland Youth Development Center 08 - 12 35 8.8 42633
* McCreary Central Academy 09 - 12 35 14 42647
Clinton County Area Technology Center UG - UG 0 42602
Otter Creek Academy 06 - 12 43 10.8 42633
Wayne County Area Technology Center UG - UG 0 42633
Wayne County Learning Academy 08 - 10 9 4.5 42633

Demographics near Monticello, KY 42633

Metric Zip Code City
Neighborhood Type Small Town Small Town
Population 20,199 5,782
Population Density 46 985
Median Age 42.9 38.7
People per Household 2.5 2.5
Median Household Income 41,247 40,477
Average Income per Capita 25,333 18,416