Rare Opportunity! Welcome to this stunning custom built waterfront estate being sold with 6.5 acres (4.5 acres added since previously sold) with magnificent views overlooking Lake Cumberland! Built by custom builder Marshall Todd, this Colonial-inspired exterior with grand columns and classic brick architecture encapsulates the grandeur of southern Kentucky living. Situated on 6.5 acres with year-round lake views and conveniently located just minutes from Burnside Marina and 15 minutes to Conley Bottom Resort, this impressive 5 bedroom, 6 bathroom home offers 7,808 sq ft with 3 levels of beautifully updated living space. When you step inside, the soaring two-story foyer welcomes you with an abundance of natural light. To the right, the formal dining room features beautiful marble tile offering warmth and versatility to transitional designs. The living room, office and playroom feature newly (2026) installed engineered hardwood flooring. The main level provides a seamless flow that transitions into what can only be described as the heart of the home. This one-of-a-kind chef's kitchen boasts brand new modern lighting, gorgeous custom Hahn cabinetry and the current owners have extended the island with the same top notch woodwork for additional seating and entertaining. The new (2025) Quartz countertops and full Quartz backsplash create a seamless transition and statement of classic style that is sure to last for years to come. The new premium Cafe´ appliances in matte white with gold hardware provide a visually stunning, high-performance kitchen, including, a double oven induction cooktop with touch controls, smart 4-door french door refrigerator with dual dispense autofill pitcher, and double drawer dishwasher. On the second level, the master suite features double interior doors opening up into a spacious suite with incredible lake views from your master deck. The space boasts a walk-in tile shower, soaking tub, walk-in closet, his and her vanities and a spacious deck with breathtaking views of the region's highly sought after Lake Cumberland. The second bedroom includes its own private full bathroom, perfect for guests. The additional 3 bedrooms plus a bonus room offer the same great finishing touches alike, and all upstairs rooms feature newly (2026) installed carpet. Downstairs you are met with a generous 2000+ sq ft basement with endless potential and possibilities. Currently serving as a flex room, this space provides a home gym area, playroom with lounging, additional sleeping area and room for a game of pool or other indoor activities. Did I mention the full kitchen? The basement offers a full bathroom and fully functioning kitchen with sink, 4 burner electric range and refrigerator. This space could be further finished out with additional bedrooms or a generous in-law suite. This home offers the best of both worlds with a NEW ROOF in 2026 providing peace of mind, updated interior finishes and peaceful lake views from one of your multi-tier decks. The home features Pella windows, newly installed blinds throughout the home and new remote controlled motorized blinds over the second story foyer windows, Trex decking with a new staircase addition for outdoor access from the main deck to lower level and other updates throughout multi-level decking, (2) new HVAC installed in 2025, fresh paint to walls and crown molding throughout the home this year, (2) new garage door motors, and so much more. This is a rare opportunity to own a beautifully updated estate where timeless architecture meets modern comfort, while surrounded by the gorgeous waters of Kentucky's crown jewel, Lake Cumberland.
Discover the possibilities with this affordable 0.42-acre property located in Wayne County, Kentucky. Offering a blend of open space and mature trees, this lot provides a peaceful setting that's ready for your vision. Whether you're planning to build a home, place a new manufactured home, or invest in land, this property is full of potential. The groundwork has already been started, an existing septic system along with a water meter—valuable improvements that can help reduce future development costs. Conveniently situated just a short drive from town while remaining outside the city limits, you'll enjoy the quiet atmosphere of country living without sacrificing easy access to shopping, dining, schools, and other everyday conveniences. Whether you're searching for a permanent homesite, an investment property, or a relaxing weekend getaway, this versatile lot is ready for its next chapter.
This 3 bedroom, 2 bath brick home is located in a beautiful rural setting in Wayne County and offers an affordable opportunity for the right buyer. The home features approximately 1,447 sq ft of living space, a full unfinished basement, attached 1.5 -car garage, covered front porch, rear deck, fireplace, and poured concrete foundation. With its brick exterior, full basement, garage, and peaceful rural location, this home has tons of potential
Welcome to this well-maintained 4-bedroom, 2-bathroom split-level home offering a functional layout and plenty of space for comfortable living. The main level features a bright kitchen and inviting living room, creating a central gathering space for family and friends. Upstairs, you'll find three generously sized bedrooms and both full bathrooms, providing a convenient separation between living and sleeping areas. The lower level offers additional flexibility with a fourth bedroom, a spacious second living room perfect for a family room, recreation area, or home office, as well as a dedicated laundry area. Outside, the property boasts a very large 2-car garage with ample room for vehicles, tools, and extra storage. A storage shed in the backyard provides even more space for lawn equipment and seasonal items. Mature trees offer shade and privacy, while the simple, low-maintenance landscaping enhances the home's curb appeal without demanding extensive upkeep. With multiple living spaces, abundant storage, and a practical floor plan, this home is ready to meet a variety of lifestyle needs.
Charming and affordable vinyl home on one level with features that include a spacious Living Room, Eat-in kitchen with dining area, 2 bedrooms, Full bath has tub/shower combo, and a Laundry Room. All appliances convey with the property including refrigerator, self-cleaning range, washer and dryer. The property is situated on a 0.16 corner lot, and has a nice level back yard perfect for growing a garden. Updates in recent years include: central air/heat pump, 10 year old roof, 5 year old water heater, hardwood floors, kitchen countertops and paint. The home has been well maintained, and is move-in ready. There is an attached carport, extended parking space, and a concrete driveway. Wayne County School Campus is close by, as well as medical facilities, shopping, and the conveniences of town. This could be a great starter or retirement home, or rental investment.
Welcome to 93 Green Acres Drive! Check out this new to the market, charming remodeled vinyl home offering 1,275 sq. ft. of finished living space on the main level. Features include an Eat-in Kitchen with nice Pantry and Breakfast Bar, Formal Dining Room, Spacious Living Room with a corner nook with wire shelving for storage, 2 Large Bedrooms, 2 Full Baths, a roomy walk-in closet off the Primary Bedroom with lots of wire shelving, and a Laundry Area on the main level. There is a full unfinished basement with an exterior entrance. This property offers classic comfort with modern updates for everyday living and special gatherings. Renovations include thoughtful updates throughout, including a full bathroom addition, a bathroom remodel, a walk-in closet addition, cabinetry, updated faucets and lighting fixtures, that offer you peace of mind and a move-in-ready home. There are handicapped accessible features also, including a sturdy metal ramp leading to the front door. There is an attached 1-car carport, a concrete driveway that offers added parking space, a rear patio, and a nice level yard. You'll love living in the heart of Monticello and enjoy having access to the conveniences of town, medical facilities, Wayne County School Campus, dining and shopping. If you love the lake, you're only minutes from our beautiful Lake Cumberland, that's perfect for fishing, boating, and the weekend getaways that you'll look forward to. Call today to schedule your very own private tour!
If you've been searching for a property with character, acreage, and stunning views, this one is a must-see. Situated on approximately 5 acres just outside the city limits, this unique rustic stone home offers 1,920 square feet of living space, 5 bedrooms, 2 bathroom, and a peaceful setting overlooking the beautiful countryside of Wayne County. The home's distinctive stone exterior creates timeless curb appeal, while the two-story layout provides plenty of space for family, guests, or a weekend retreat. Covered porches on both levels offer the perfect place to enjoy morning coffee, unwind after a long day, or take in the breathtaking views that stretch across the surrounding landscape. Inside, you'll find a warm and inviting atmosphere filled with rustic charm and endless potential. With five bedrooms, there's plenty of room for a growing family, visiting guests, or even a home office setup. The home's unique design and country setting make it a rare find in today's market. A detached two-car garage provides additional storage and workspace, while the 5-acre property offers room for outdoor activities, gardening, or simply enjoying the privacy and tranquility of country living. Despite its secluded feel, the property is conveniently located just minutes from town, giving you easy access to shopping, dining, schools, and everyday necessities. For outdoor enthusiasts and lake lovers, several Lake Cumberland boat ramps are located nearby, making it easy to spend weekends fishing, boating, and enjoying everything the area has to offer. Properties with this much character, acreage, and scenic beauty rarely come available. Don't miss your opportunity to own this truly unique Wayne County property.
NEW PRICE!!!! Discover the charm of country living with this beautiful brick ranch home nestled on 10 gorgeous unrestricted acres, perfect for horses and cattle. Step inside to be greeted by 3 bedrooms and 3 full baths, hardwood floors throughout and a nice kitchen equiipped with stainless steel appliances, an island bar and a welcoming dining area-- perfect for family meals and entertaining guests. The hugemaster suite offers a spacious walk-in closet and a large master bath featuring a relaxing tile shower, a finished walkout basement with a family room with a gas log fireplace. Outside, you will find an impressive 44 by 39 garage--ideal for storing boats or equipment--as well as a barn suited for horses and additional equipment. There's even a small hunting cabin for your outdoor adventures. Relax and enjoy the serene views from your screened porch, or take in the peace and privacy that this property provides. Located just minutes from Monticello, this perfect blend of comfort, convenience, and rural beauty. Don't miss the opportunity to make this extraordinary property your own!!!
Build Your Dream Retreat Near Lake Cumberland Discover the perfect spot for your future getaway or forever home at 67 Sunrise Cove Trail in the gated Sandstone Point subdivision of Monticello, KY. This beautiful 1.47-acre wooded lot offers privacy, natural beauty, and a peaceful setting just minutes from Lake Cumberland access at Safe Harbor Beaver Creek Marina. Surrounded by mature trees and bordered by U.S. Army Corps of Engineers property at the back, With modest restrictions and HOA guidelines in place, you can build with confidence in this well-maintained lake community. Conveniently located only a short drive from town, marinas, boating, fishing, and outdoor recreation, this lot is an excellent opportunity to create your own custom lake-area retreat.
Nestled on a quiet street less than 1.5 miles from Beaver Creek Marina on beautiful Lake Cumberland, this well maintained home offers a perfect blend of comfort, convenience, and peaceful living. Whether you are looking for a full time residence or a relaxing getaway near the water, this property is ready to welcome you home. Home features 2 bedrooms, 1 bath, detached garage and concrete driveway all situated on a large approximately 1.93 acre lot.
Nestled in a peaceful country setting just minutes from downtown Monticello, this spacious 3 bedroom, 2 bath double wide offers the perfect blend of comfort, convenience, and room to roam. Featuring just over 1,400 square feet of living space, this home includes a large front porch perfect for relaxing mornings, a covered rear deck for entertaining, and a versatile bonus room ideal for an office, playroom, or extra living area. Situated on approximately 2 unrestricted acres+/-, the property is perfect for hobby farming, small animals, or horses. A small barn adds even more functionality and country charm. Enjoy the freedom of unrestricted land while still being close to shopping, dining, schools, and everything downtown Monticello has to offer. Whether you're looking for a mini farm, a peaceful retreat, or a place with space for the whole family, this property checks all the boxes. Call today to schedule a private showing!
MOTIVATED SELLER! This home is just minutes from Conley Bottom and Burnside Marina! It would make the perfect vacation home or VRBO or Air B&B Rental! WIth both the attached and detached garages there is plenty of room for your boat and lake toys as well as your cars! Welcome to 2371 Highway 1568, where breathtaking views of rolling farmland, mountains, and mature trees create the perfect private country retreat. This well-built home offers 2,683 square feet of comfortable living space with 5 spacious bedrooms and 3 full bathrooms, providing room for everyone to spread out and enjoy. The main level features a welcoming living room, kitchen, dining room, 3 bedrooms, and 2 full baths. Downstairs, the partially finished basement includes 2 additional bedrooms, a large family room, utility room, and garage space, offering flexibility for guests, extended family, or additional entertaining areas. You'll appreciate the abundance of storage throughout the home, along with recent updates including new luxury vinyl flooring and new carpet. Enjoy the peaceful surroundings from the two back porches — one enclosed for year-round enjoyment and one open-air porch perfect for relaxing and taking in the beautiful scenery. Situated on 3.11 Non- Restricted acres, this property offers both privacy and opportunity. The mature timber has never been logged, creating potential future income possibilities. In addition to the attached garage, there is an impressive detached 1,376-square-foot garage providing excellent space for vehicles, equipment, hobbies, or workshop use. Additional features include a Silent Guard security system that is owned and can convey with the property. If you are looking for a spacious home with scenic views, quiet surroundings, and endless possibilities, this beautiful country property is a must-see.
Pack your swimsuit and toothbrush and bring the toys! Cute as a button furnished lake cottage right up the hill from Camp Attrahunt boat ramp on Lake Cumberland (right around Harmon Creek). Very cute inside- vaulted ceilings- clean- it will be a great place to spend your summer. Huge 10X30' deck is where you'll spend most of your time though. And there is great potential to add your personal touches. It does have a double lot (.33 acre) so there is plenty of privacy AND a spot to build a larger garage or expand. It does have a boat storage as well that will store a 18' boat. Stove and refrigerator replaced in 2025. Water heater was bought new in 2025. Plus you get a 4-wheeler and lawn mower as part of the package. It would be a great short term rental as well. What are you waiting for?! Let's get you into something before summer starts.
Welcome to 183 Vine St, located in the heart of downtown Monticello! Marrying comfort and convenience, this home offers an expansive living area and kitchen, three bedrooms, one and a half bathrooms, a den or formal dining space, a large fenced in yard with a fire pit, perfect for entertaining, and easy accessibility to downtown amenities. This one won't last long! Call today for your private showing!
Welcome to this beautifully maintained 3-bedroom, 2-bath contemporary home located just steps from Monticello Country Club and a short drive to enjoy the stunning waters of Lake Cumberland. Situated on a spacious 1.3± acre lot and boasting just over 2000 +/- square ft, this property offers both privacy and convenience. Inside, you'll find gleaming hardwood floors, a bright and open floor plan, and modern finishes throughout. The new roof adds peace of mind, while the 2-car attached garage provides plenty of storage and convenience. Enjoy outdoor living on the large rear patio, perfect for entertaining or relaxing in the quiet surroundings. A 10' x 16' storage building gives you extra space for tools, hobbies, or lake gear. With its ideal location, generous lot size, and stylish updates, this home combines comfort, function, and charm within close proximity to the best golf, recreation, and natural beauty Monticello has to offer. Call today schedule a private showing!
Spacious Monticello home with recent updates and usable living space on both levels! The main level features a living room with fireplace, kitchen with new granite countertops, three bedrooms, and one full bathroom. The finished basement offers a family room, second fireplace, full bathroom, large utility room, and storage area. Seller-noted updates include new heat and air in 2025, updated kitchen sink, new toilet and bath vanity, new living room flooring, and waterproof/fire-resistant composite flooring in the basement. Enjoy a covered patio, metal roof, and a convenient location near the hospital, school, and local amenities.
Welcome to the "Perfect Shade of Green" Home — a stunning custom-built log-style retreat featured in Log Homes Magazine. Completed in 2013 after years of thoughtful planning and craftsmanship, this extraordinary property sits on 3.43 acres in the desirable Hickory Point subdivision on beautiful Lake Cumberland. Positioned on a peninsula with breathtaking lake views, this spacious 5-bedroom, 3-bath home was designed for gathering, entertaining, and making lifelong family memories. From the moment you step through the front door, you'll be captivated by the soaring cathedral ceilings, floor-to-ceiling windows, and warm rustic charm throughout. The main level offers approximately 1,949 finished square feet and features two bedrooms, 2 full baths, and an impressive family room that opens onto a large deck with both open and covered entertaining spaces overlooking the lake. At the heart of the home is a chef's kitchen with a one-of-a-kind handcrafted wraparound bar offering abundant seating — perfect for hosting family and friends. The second floor adds approximately 830 finished square feet with three additional bedrooms and a full bath, providing plenty of space for guests and large families. One of the home's greatest opportunities is the 1,852-square-foot unfinished walkout basement, ready for a future owner to customize to their own style and needs. The basement opens to a spacious concrete patio and backyard area. This home also showcases unique custom wood finishes crafted from timber harvested directly from the property, adding authentic character you simply can't replicate. Built with efficiency and durability in mind, the home includes: 10-inch poured concrete basement walls 3-inch log veneers on both interior and exterior walls 6 inches of Styrofoam insulation between the veneers for excellent energy efficiency Located in an HOA-protected community in Wayne County, this property offers privacy, craftsmanship, and incredible potential. With a little TLC, this could become the ultimate lake home or family retreat. Property is being sold AS-IS. All inspections are welcome.
Elegant Colonial Estate on 8 Acres with Exceptional Amenities... Discover this stunning two-story brick home set on 8 acres of mixed open and wooded land, offering the privacy and tranquility of a private estate. Featuring over 5,000 square feet of living space, this 5-bedroom, 4.5-bath home combines thoughtful updates with timeless elegance. The property includes a finished basement, an attached oversized 2-car garage, a detached 2-car garage, and an additional lawn/cart building, perfect for vehicles, toys, and storage. Energy efficiency is ensured with a well-maintained geothermal heating and cooling system. Inside, the home has been refreshed with new paint, crown molding, updated flooring, Franklin Brass hand-forged finishes, and select blown-glass light fixtures. The kitchen has been thoughtfully updated with new tile flooring, abundant cabinetry, custom rollout drawers, modern lighting, and an upgraded appliance package. The main living areas feature vaulted ceilings, abundant natural light, and a gas log fireplace flanked by built-in wood bookshelves. The spacious floor plan includes two large living rooms, an enclosed all-seasons room, a screened back porch, and a backyard courtyard with a fire pit—ideal for entertaining or relaxing. The master suite offers a private retreat with a renovated bathroom and ample closet space. A full secondary suite, located in its own private wing, provides comfort and privacy for guests or family. The grounds are thoughtfully landscaped with a "green fence" of Magnolia, Wisteria, Maple, and Crepe Myrtle trees, offering future privacy. Multiple flower gardens bloom nearly year-round with tulips, lilies, and roses, while a small orchard features pecan, almond, hazelnut, nectarine, pear, apple, and cherry trees. Enjoy scenic mountain views, abundant wildlife, and serene surroundings on this exceptional property. Additional highlights include a large attic/playroom, a 16x18 sunroom, a screened-in patio, a propane fireplace, and convenient proximity—just 3 miles to Conley Bottom Resort and multiple nearby boat ramps. Priced under $119 per square foot, this elegant Colonial estate offers both luxury and value. Don't miss the opportunity to experience this truly remarkable home.
If you are looking for an off the grid property, then this is it! Eight acres of unrestricted land to build your next home, bring your camper or RV, or even pitch a tent under the stars. There are endless possibilities for your next adventure!
Like-New Home Near Lake Cumberland - Shop Lover's Dream Welcome to 980 N Hwy 1009, Monticello, KY! Built in 2020, this well-maintained 3 bedroom, 2 bath home offers 1,342 sq ft of comfortable living space situated on 1.7 acres +/- per PVA. Step inside to find a clean, move-in-ready interior with a modern feel and functional layout—perfect for full-time living, a weekend retreat, or investment opportunity. Outside features a 35x35 detached garage/shop with 10x10 doors, providing ample space for boats, vehicles, equipment, or workshop use. Located just 2 miles from a boat ramp at Carters Dock on Lake Cumberland, offering quick and convenient lake access. Just minutes from Monticello, this property combines privacy, space, and convenience.
LAKE CUMBERLAND OPPORTUNITY WITH WATERFRONT PROPERTY LINE! Whether you're looking for a peaceful weekend retreat vacation home, an investment property for short term rentals, or your next renovation project, this 3-bedroom, 1.5-bath home on 6.65± acres offers incredible potential. While the home is ready for cosmetic updates, its spacious layout and unbeatable location make it an excellent candidate for a place to get away or profitable lake rental. Surrounded by mature timber (that could be sold) and abundant wildlife, you'll enjoy frequent sightings of deer, turkey, and even eagles that give Eagles Bluff Road its name. The property line extends to the water behind the home, providing the feel of waterfront living, and the neighborhood boat ramp on Otter Creek offers convenient access to beautiful Lake Cumberland for boating, fishing, swimming, and kayaking. Only a couple of miles to Sid Bell Falls. Inside, you'll find an open-concept living and kitchen area with an eat-in island, a large sunroom, a spacious deck perfect for entertaining, and a covered front porch where you can relax and enjoy the peaceful surroundings. There's also a two-car garage and plenty of storage space. And with so much acreage there is still potential for so much more - boat storage, detached garage, or even a second home! With its combination of acreage, privacy, water access, and investment potential, this property is a rare opportunity to create your own Lake Cumberland escape. Schedule your private showing today!
Escape to this secluded and beautiful property with a newer 2-bedroom, 2-bath home (approximately 5 years old). Spacious closets and a functional layout make it ideal for both everyday living or a relaxing weekend getaway. The kitchen comes with all the essential appliances...even a dishwasher! The property features well water and a converted outbuilding currently used as guest quarters with its own bathroom. Unwind by the serene creek just steps from your back door and just a couple of miles away is South Fork River for more outdoor activities, There are two additional storage buildings for more storage space. Seller is selling-as-is.
$25,000 PRICE DROP!!! Beautiful 3-bedroom, 3.5-bath home with stunning mountain views, where comfort, space, and scenic beauty come together. While only 5 miles from town, this spacious property features a thoughtfully designed layout with room to live, work, and relax. A partially finished walkout basement offers excellent flexibility for a bonus living area, home office, or entertainment space. Additional highlights include a 1-car garage and abundant storage throughout the home. Step outside to enjoy a large deck, perfect for entertaining or taking in the breathtaking views, and a closed sunroom that provides a cozy year-round retreat filled with natural light.
Positioned on one of the busiest streets in the county, this +-6,720 sq ft medical office building delivers exceptional visibility and consistent traffic flow, directly across from Tractor Supply Company. Located just off Main Street, the property offers strong accessibility and a commanding commercial presence. The upper level is fully configured for medical use with 14 rooms, a reception area, spacious waiting room, break room, dedicated X-ray room, two half baths, and additional storage closets. The lower level adds flexibility with two full bathrooms and a large concrete vault room, well suited for secure storage, records, or specialized equipment. The building is supported by three HVAC units, single phase 400 amp electric service, city water, and sewer. A large blacktop parking lot provides space for 30 plus vehicles, offering convenience for both staff and clients. Recent improvements include a newer roof, gutters, and water heater, helping minimize upfront costs. Whether expanding a medical practice or establishing a wellness, mental health, therapy center, or insurance agency, this property offers the layout, location, and infrastructure to perform.
If you are looking for an amazing investment opportunity this property is for you. This West Highway 92 rental and storage facility offers four residential units along with 10 storage rental units. Property also has 2 RV hookups and is conveniently located just off Highway 90 Bypass on Highway West 92 which is only minutes to several boat ramps and Beaver Creek Marina.

The median home value in Monticello, KY is $132,900. This is lower than the county median home value of $133,000. The national median home value is $338,100. The average price of homes sold in Monticello, KY is $132,900. Approximately 44.36% of Monticello homes are owned, compared to 36.53% rented, while 19.12% are vacant. Monticello real estate listings include condos, townhomes, and single family homes for sale. Commercial properties are also available. If you see a property you’re interested in, contact a Monticello real estate agent to arrange a tour today!
Monticello, Kentucky 42633 has a population of 5,782. Monticello 42633 is more family-centric than the surrounding county with 30.43% of the households containing married families with children. The county average for households married with children is 30.16%.
The median household income in Monticello, Kentucky 42633 is $40,477. The median household income for the surrounding county is $41,237 compared to the national median of $69,021. The median age of people living in Monticello 42633 is 38.7 years.
The average high temperature in July is 86.2 degrees, with an average low temperature in January of 24.7 degrees. The average rainfall is approximately 51.5 inches per year, with 9.3 inches of snow per year.