Monticello KY Homes for Rent

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Type:
Single Family
Sq.Ft.:
936
Status:
Active
Beds:
2
Lot size:
0.32 Acres
Year built:
1965
Baths:
1.00
MLS#:
25508315
Subdivision:
Rural

ADDITIONAL INFORMATION

Welcome to this beautifully maintained 2-bedroom, 1-bath home that combines comfort, style, and convenience. Step inside to find warm hardwood floors and a bright, inviting living space. The kitchen features sleek stainless steel appliances and plenty of functionality for everyday living or entertaining. Outside, enjoy a spacious back deck perfect for relaxing or hosting guests. The property includes an insulated detached garage, a convenient carport, and ample storage options. Ideally located close to all local amenities, shopping, and dining, this home is also just minutes from Lake Cumberland—perfect for boating, fishing, and outdoor adventures. Whether you're looking for a primary residence, a weekend getaway, or an investment opportunity, this move-in-ready home offers the best of comfort and location.

Type:
Single Family
Sq.Ft.:
1,144
Status:
Active
Beds:
3
Lot size:
0.22 Acres
Year built:
1978
Baths:
1.00
MLS#:
25507364
Subdivision:
Eastland

ADDITIONAL INFORMATION

Looking for an affordable home, then look at this newly remodeled brick home that is in the city limits of Monticello. Home is located close to downtown, Monticello/Wayne County Park, schools, shopping & medical. Home has new paint throughout, new flooring, new kitchen cabinets & countertops, new appliances, new lights and new trim as well as new doors. Large bathroom with new vanity, faucet, and flooring with washer dryer hookup. Large living room and kitchen with dining area. Property has concrete driveway/patio and a large outbuilding for all your mowing and garden tools. Owner is Agent with Access Realty & Auction.

Type:
Land
Sq.Ft.:
n/a
Status:
Active
Beds:
n/a
Lot size:
41.66 Acres
Baths:
MLS#:
25507027
Subdivision:
Hillrise

ADDITIONAL INFORMATION

Discover 41.66 (recent survey) unrestricted acres within the Monticello city limits—an exceptional opportunity for development or investment. This prime tract offers city sewer, water, and electric, providing a strong foundation for residential, commercial, or mixed-use possibilities. Currently used for agricultural purposes, the land is open with gentle terrain, making it easy to build and plan. With multiple access points, this property offers flexibility for layout and future infrastructure design. Its location inside the city limits ensures quick access to all Monticello amenities (such as a short walk to Monticello's Country Club golf course) while still providing the privacy and space of a large acreage tract. Whether you're looking to develop a new neighborhood, create a private estate, or continue agricultural use, this unrestricted 41.66 acres is a rare find with endless potential.

Type:
Land
Sq.Ft.:
n/a
Status:
Active
Beds:
n/a
Lot size:
28.98 Acres
Baths:
MLS#:
25506085
Subdivision:
Rural

ADDITIONAL INFORMATION

Less than one mile from Safe Harbor Beaver Creek Marina and beautiful Lake Cumberland, this 29-acre property offers a rare opportunity for campground or RV park development in one of Kentucky's most popular recreation destinations. The property is already partially developed with 7 established campsites — 4 with 30-amp hookups and 3 with 50-amp service — and 4 freeze-proof faucets connected to county water. There's plenty of room to expand, with space for 50+ additional RV or tent sites, all surrounded by peaceful woods and the natural beauty of south-central Kentucky. A pumphouse built over a natural spring system, improved and updated around 2002, provides a valuable secondary water source. Two separate property entrances allow for flexible layout and traffic flow — ideal for larger RVs or future subdivision of the property. The groundwork has already been laid for future growth, with two completed perc tests: One approved for a holding/pump-out system, and One for a traditional septic system with leach field. This property offers everything a developer or investor needs to bring a Lake Cumberland campground, RV resort, or glamping retreat to life. Enjoy the advantage of being just minutes from Beaver Creek Marina's boat ramps, fishing, and lake access, while maintaining privacy and room to expand. Whether you're looking to create a destination RV park, private family campground, or eco-tourism retreat, this location combines incredible proximity to Lake Cumberland with infrastructure, water access, and tested soils already in place. Naturally if you are looking for an EXCEPTIONAL private homesite with room to roam, then look no further. Location: Less than 1 mile from Safe Harbor Beaver Creek Marina, Lake Cumberland, Kentucky Acreage: 29 Acres Utilities: 30-amp & 50-amp electric hookups, county water, spring system, 2 septic approvals Access: 2 separate entrances Development Ready: Seller says space for 50+/- additional RV or tent sites

Type:
Land
Sq.Ft.:
n/a
Status:
Active
Beds:
n/a
Lot size:
0.51 Acres
Baths:
MLS#:
25504531
Subdivision:
Rural

ADDITIONAL INFORMATION

This is a cleared property that is waiting for the perfect home to be built. Right outside city limits. Within a few short minutes to schools and shopping. Deed restriction: No dwelling house shall be with less than 1200 sq feet of finished heated floor space, excluding garage, carport and basement.

Type:
Single Family
Sq.Ft.:
3,402
Status:
Active
Beds:
3
Lot size:
1.35 Acres
Year built:
1985
Baths:
3.00
MLS#:
25503942
Subdivision:
Bartonville

ADDITIONAL INFORMATION

3 bedroom, 3 bath Home and boat slip! You won't find homes like this for sale often, Located on a scenic road with views of Lake Cumberland, this property offers a relaxing setting for daily living and entertaining. The large master suite is on the main floor, and wrap-around decks provide lake views from multiple rooms including the Master Bedroom, living room and Kitchen. With approximately 3,400 square feet of finished space and living rooms upstairs and downstairs, there's plenty of room for gatherings or extended family. This home has an attached 2 car garage for parking and storage, including a storm shelter on the bottom level for extra storage and safety. Additionally, a boat slip at a recently renovated private community dock is available with no waitlist, offering immediate access. The property borders the Army Corps of Engineers land, allowing for lake views from multiple rooms and decks. Located just minutes from Conley Bottom and Beaver Creek Marina by boat, this home is ideal for lake enthusiasts.

Type:
Land
Sq.Ft.:
n/a
Status:
Active
Beds:
n/a
Lot size:
2.2 Acres
Baths:
MLS#:
25501442
Subdivision:
Rural

ADDITIONAL INFORMATION

Located directly across Highway 90 from Monticello Medical Center and Wayne County Hospital, this cleared 2.2-acre tract offers exceptional visibility in a prime location. The front portion of the property is fairly level for easy access and buildability, while the land gently slopes upward, providing natural elevation that could enhance views and site design. Perfect for a commercial business, medical offices, or apartment development, this parcel combines convenience, exposure, and flexibility for your next project. No Restrictions

Type:
Land
Sq.Ft.:
n/a
Status:
Active
Beds:
n/a
Lot size:
1.02 Acres
Baths:
MLS#:
25501665
Subdivision:
Tom O'Ryan Lake Lots

ADDITIONAL INFORMATION

Beautiful Lake community, building lot just over 1 acre! This well maintained area is the perfect location to build your dream getaway. Lightly restricted to protect your investment and within minutes of several ramps including Ramsey's Point, Tom Back Rd, and Conley Bottom. The private drive has been freshly graded and graveled! Lot 11 & 12 offered together or may be sold individually.

Type:
Land
Sq.Ft.:
n/a
Status:
Active
Beds:
n/a
Lot size:
0.76 Acres
Baths:
MLS#:
25500164
Subdivision:
Sandstone Point

ADDITIONAL INFORMATION

Build your dream home on this .76-acre lot in Sandstone Point, a gated community just 5 miles from Beaver Creek Marina. Community guidelines include a minimum 1,400 sq ft home size, no mobile homes or doublewides, and barndominiums with approval. Enjoy underground utilities, electric and water access, and a septic system to be installed when you build. The neighborhood offers a peaceful, mountain-inspired setting close to shopping, restaurants, and amenities in Monticello and Somerset. Perfect for a vacation home, full-time living, or investment near Lake Cumberland!

Type:
Land
Sq.Ft.:
n/a
Status:
Active
Beds:
n/a
Lot size:
0.77 Acres
Baths:
MLS#:
25017760
Subdivision:
Bluewater Hgts

ADDITIONAL INFORMATION

Buildable Lots Near Lake Cumberland - Multiple Options! Located just minutes from Lake Cumberland and Ramsey's Point boat ramp, these prime lots offer the ideal location for your lake home or investment property. Choose from three different lot sizes with flexible purchase options to suit your needs. Enjoy quick access to boating, fishing, and outdoor recreation in one of Kentucky's most desirable lake areas. Lot 29

Type:
Land
Sq.Ft.:
n/a
Status:
Active
Beds:
n/a
Lot size:
1.72 Acres
Baths:
MLS#:
25017759
Subdivision:
Bluewater Hgts

ADDITIONAL INFORMATION

Buildable Lots Near Lake Cumberland - Multiple Options! Located just minutes from Lake Cumberland and Ramsey's Point boat ramp, these prime lots offer the ideal location for your lake home or investment property. Choose from three different lot sizes with flexible purchase options to suit your needs. Enjoy quick access to boating, fishing, and outdoor recreation in one of Kentucky's most desirable lake areas. Lot 28

Type:
Land
Sq.Ft.:
n/a
Status:
Active
Beds:
n/a
Lot size:
0.97 Acres
Baths:
MLS#:
25017758
Subdivision:
Bluewater Hgts

ADDITIONAL INFORMATION

Buildable Lots Near Lake Cumberland - Multiple Options! Located just minutes from Lake Cumberland and Ramsey's Point boat ramp, these prime lots offer the ideal location for your lake home or investment property. Choose from three different lot sizes with flexible purchase options to suit your needs. Enjoy quick access to boating, fishing, and outdoor recreation in one of Kentucky's most desirable lake areas. Lots 31 and 32

Type:
Land
Sq.Ft.:
n/a
Status:
Active
Beds:
n/a
Lot size:
0.96 Acres
Baths:
MLS#:
25012381
Subdivision:
Cumberland Shores

ADDITIONAL INFORMATION

Bring your floor plans and relax down at the lake on this .96 acre lot. Very nicely situated at the end of a quiet cul-de-sac. It's a fairly level lot but you would probably build a walk out basement home. Restrictions are minor, 1500 sq ft minimum- cottage size, no mobile homes or campers, no junk cars, no livestock. Maintenance fee is $350/year to keep up the place. You don't want a junked up neighborhood do you? They don't make any more lake property the saying goes. Make sure you get yours. Cumberland Shores is a gated community just north of Monticello, KY. Beaver Creek Marina is only 7 miles away for easy lake access. Underground utilities and a low tax rate make this a highly desirable property. This lot offers the perfect blend of tranquility and convenience for your dream home. This lot offers the perfect blend of tranquility and convenience for your dream home. Fun Fact: Monticello is the Houseboat Capital of the World due to numerous manufacturers located there.

Type:
Land
Sq.Ft.:
n/a
Status:
Active
Beds:
n/a
Lot size:
106 Acres
Baths:
MLS#:
25009320
Subdivision:
Rural

ADDITIONAL INFORMATION

106 Acres - A Hunter & Angler's Paradise Escape to your own private retreat with this stunning 106-acre tract, bordered by ±230 acres of landlocked U.S. Army Corps of Engineers property—providing unmatched seclusion and abundant wildlife. Whether you're chasing trophy bucks or casting a line, this property delivers the ultimate in outdoor recreation. A public boat ramp is just under a mile away, giving you quick access to Lake Cumberland, with Beaver Creek Marina just minutes downstream. All the essentials are within reach, with town only 15 minutes away. If you've been dreaming of a hunting and fishing haven, this is it. Many lakefront building lots. Call for your private tour.

Type:
Land
Sq.Ft.:
n/a
Status:
Active
Beds:
n/a
Lot size:
2.93 Acres
Baths:
MLS#:
25006665
Subdivision:
Sandstone Point

ADDITIONAL INFORMATION

Desirable 2.93 Acre lot in the gated community of Sandstone Point, just 5 miles from Beaver Creek Resort & Marina. There are restrictions implemented to protect your investment. There's a minimum 1,400 sf building requirement. No mobile homes, doublewides, RV's, or campers permitted in Phase I. Barndominiums could be an option, pending approval. Underground utilities are an added bonus. Electric and water are available. This lot is approved for a septic system, as it has already been inspected. If you're looking to own a larger tract of land near beautiful Lake Cumberland, don't miss out on this lot that is new to the market. HOA Fees are $200 per year, per current Owners. Conley Bottom Marina is only minutes away! Call today for more info. Survey is available, upon request.

Type:
Land
Sq.Ft.:
n/a
Status:
Active
Beds:
n/a
Lot size:
1.5 Acres
Baths:
MLS#:
1283795

ADDITIONAL INFORMATION

This is a beautiful building lot. This is a corner of a family farm and the first time ever to go on the market. A beautiful home could be built there or a small business. City water is available to the property, but sewer is located across HWY 90. It can be accessed at buyer's expense. Electricity is available. Access across easement from state will be given. A survey is attached to this listing. Listing Realtor is owner of this property. The land is located on the main highway to Lake Cumberland.

Type:
Land
Sq.Ft.:
n/a
Status:
Active
Beds:
n/a
Lot size:
1.46 Acres
Baths:
MLS#:
25004135
Subdivision:
Cumberland Shores

ADDITIONAL INFORMATION

Spacious, almost an acre and a half lot. If you enjoy hiking, it is a short hike down to the lake. Plus it is close to several ramps for easy lake access. Lots of privacy! Few neighbors, underground utilities and a low tax rate make this a highly desirable property. Think Gatlinburg without the crowds!! Restrictions are minor, 1500 sq ft minimum- no mobile homes or campers, no junk cars, no livestock. Maintenance fee is $425/year to keep up the place. You don't want a junked up neighborhood do you? Cumberland Shores is a gated community just north of Monticello, KY. Beaver Creek Marina is only 7 miles away for easy lake access. Despite being next to the lake and giving the feeling of 'being away from it all,' great shopping including a Walmart Super Center, restaurants, pharmacies, hardware stores and more are close by in Monticello and beautiful Somerset is just a short drive away. They don't make anymore lake property the saying goes. Make sure you get yours.

Type:
Land
Sq.Ft.:
n/a
Status:
Active
Beds:
n/a
Lot size:
0.79 Acres
Baths:
MLS#:
25004369
Subdivision:
Cumberland Shores

ADDITIONAL INFORMATION

Beautiful 3/4 acre lake view lot overlooking Lake Cumberland. It would be a great lot for a walkout basement home. It's a short hike to the lake, close to several ramps. Lots of privacy! No neighbors, underground utilities and a low tax rate make this a highly desirable property. Think Gatlinburg!! Restrictions are minor, 1500 sq ft minimum- no mobile homes or campers, no junk cars, no livestock. Maintenance fee is $425/year to keep up the place. You don't want a junked up neighborhood do you? Cumberland Shores is a gated community just north of Monticello, KY. Beaver Creek Marina is only 7 miles away for easy lake access. Despite being next to the lake and giving the feeling of 'being away from it all,' great shopping including a Walmart Super Center, restaurants, pharmacies, hardware stores and more are close by in Monticello and beautiful Somerset is just a short drive away. They don't make anymore lake property the saying goes. Make sure you get yours.

Type:
Land
Sq.Ft.:
n/a
Status:
Active
Beds:
n/a
Lot size:
1 Acres
Baths:
MLS#:
25003577
Subdivision:
Bluewater Hgts

ADDITIONAL INFORMATION

"Don't miss this beautiful 1 acre property featuring Lots 14 & 15 in a desirable Lake Cumberland community! Located less than 3 miles from the boat ramp and just minutes from Ramsey Point, this property offers a great combination of privacy, beautiful views, and convenience. Whether you're looking to build your dream home, vacation getaway, or investment property, this affordable tract at only $25,000 offers endless potential in a fantastic location."

Type:
Land
Sq.Ft.:
n/a
Status:
Active
Beds:
n/a
Lot size:
2 Acres
Baths:
MLS#:
24025516
Subdivision:
Rural

ADDITIONAL INFORMATION

Prime Commercial Opportunity on Highway 90 near Conley Bottom Marina This 2-acre commercial property, perfectly situated off Highway 90 at the Conley Bottom Marina turnoff, offers unmatched potential in a high-traffic location. As one of the largest and busiest marinas on Lake Cumberland, Conley Bottom attracts millions of visitors annually, making this spot ideal for businesses catering to lake enthusiasts, tourists, and locals alike. Need more space? Up to 5 acres of Highway 90 road frontage is available, providing flexibility to suit your business needs. Don't miss this chance to secure a prime piece of property in one of Lake Cumberland's most sought-after areas.

Type:
Other
Sq.Ft.:
n/a
Status:
Active
Beds:
n/a
Lot size:
0.98 Acres
Baths:
MLS#:
25001213
Subdivision:
Rural

ADDITIONAL INFORMATION

Discover an incredible commercial opportunity with this prime property, previously home to a Sonic Drive-In. Located in a high-traffic area, this site is ready for its next chapter. Whether you continue the legacy of fast, convenient dining, a coffeeshop or would like to transform it into whatever your dream business looks like, the possibilities are endless. With existing drive-thru infrastructure and ample parking, this versatile space is a dream for entrepreneurs looking to make their mark. Call today for your private showing.

Type:
Farm
Sq.Ft.:
n/a
Status:
Active
Beds:
n/a
Lot size:
50.73 Acres
Baths:
MLS#:
24017677
Subdivision:
Rural

ADDITIONAL INFORMATION

Looking for acreage close to Lake Cumberland!! Check out this hard to find, large tract of land that consists of 50.73 acres. Half of the acreage is cleared and the other half in timber. This property backs up to CORP property, making the location great for a campground, or your own private residence. Property is within 2 miles to Safe Harbor, (Beaver Creek Dock), less than 1/2 mile to boat ramp at the end of Dug Road (known as the orchard) less than 8 miles from Monticello, for shopping, medical, schools, etc. Call today to take a look at this larger tract of land.

Type:
Land
Sq.Ft.:
n/a
Status:
Active
Beds:
n/a
Lot size:
1.09 Acres
Baths:
MLS#:
24015174
Subdivision:
Sandstone Point

ADDITIONAL INFORMATION

It all starts with that perfect spot. Build your dream home on this 1.09 acre building lot perched above Lake Cumberland. Sandstone Point is a gated community 10 miles north of Monticello, KY. The resort is mostly being done in cottage/cabin styles for residential or vacation rentals. Think Gatlinburg. Only maybe 5 miles from Beaver Creek Marina. Despite being next to the lake and giving the feeling of 'being away from it all, great shopping including a Walmart Super Center, restaurants, pharmacies, hardware stores and more are close by in Monticello and beautiful Somerset is just a short drive away. They don't make anymore lake property the saying goes. Make sure you get yours. Some basic restrictions to protect your investment.1400 sq ft minimum. No mobile homes or doublewides. Barndominiums with approval.

Type:
Land
Sq.Ft.:
n/a
Status:
Active
Beds:
n/a
Lot size:
0.66 Acres
Baths:
MLS#:
24012467
Subdivision:
Lighthouse Estates

ADDITIONAL INFORMATION

Looking for that lightly restricted hard to find lot to park your CAMPER, RV, or build that vacation get-away that's within 3 miles from Conley Bottom Marina... Look no further, Lighthouse Estates has several desirable lots that will surly sell quick. Offering underground utilities, available water on each lot with a great view of farm land all around. Call to get yours before they're gone.

Type:
Land
Sq.Ft.:
n/a
Status:
Active
Beds:
n/a
Lot size:
0.65 Acres
Baths:
MLS#:
24012466
Subdivision:
Lighthouse Estates

ADDITIONAL INFORMATION

Looking for that lightly restricted hard to find lot to park your CAMPER, RV, or build that vacation get-away that's within 3 miles from Conley Bottom Marina... Look no further, Lighthouse Estates has several desirable lots that will surly sell quick. Offering underground utilities, available water on each lot with a great view of farm land all around. Call to get yours before they're gone.

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126–150 of 162 properties displayed
Andrea Conner, License 221773, Xome Inc., License 239054, [email protected], 844-400-XOME (9663), 1795 Alysheba Way Suite 1202 Lexington, KY 40509


The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of Lexington Bluegrass Multiple Listing Service. The Broker providing this data believes them to be correct but advises interested parties to confirm them before relying on them in a purchase decision. Copyright 2026 Lexington Bluegrass Multiple Listing Service. All rights reserved.
Andrea Conner, License 221773, Xome Inc., License 239054, [email protected], 844-400-XOME (9663), 1795 Alysheba Way Suite 1202 Lexington, KY 40509

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 Realtor Association of Southern Kentucky. All rights reserved.



Monticello Real Estate

The median home value in Monticello, KY is $170,000. This is higher than the county median home value of $133,000. The national median home value is $338,100. The average price of homes sold in Monticello, KY is $170,000. Approximately 44.36% of Monticello homes are owned, compared to 36.53% rented, while 19.12% are vacant. Monticello real estate listings include condos, townhomes, and single family homes for sale. Commercial properties are also available. If you see a property you’re interested in, contact a Monticello real estate agent to arrange a tour today!

Monticello, Kentucky 42633 has a population of 5,782. Monticello 42633 is more family-centric than the surrounding county with 30.43% of the households containing married families with children. The county average for households married with children is 30.16%.

The median household income in Monticello, Kentucky 42633 is $40,477. The median household income for the surrounding county is $41,237 compared to the national median of $69,021. The median age of people living in Monticello 42633 is 38.7 years.

Monticello Weather

The average high temperature in July is 86.2 degrees, with an average low temperature in January of 24.7 degrees. The average rainfall is approximately 51.5 inches per year, with 9.3 inches of snow per year.

Monticello Real Estate Market Conditions

  • Median sales price

    $170,000
    16.7% change since last quarter
  • # Active listings

    162
    30-day change

Monticello Schools and Demographics

Education near Monticello, KY

Metric City County
High School Graduates 76.08 77.19
College Degree - 2 year 6.44 5.6
College Degree - 4 year 13.97 15.9
Graduate Degree 5.76 5.2
Expenditures per Student 14,482 14,482
Students per Teacher 16.2 16.2

Elementary Schools near Monticello, KY

School Grades Students P/T Ratio ZIP
Albany Elementary School 01 - 04 521 15.7 42602
Bell Elementary School 01 - 02 490 15.7 42633
Clinton County Early Childhood Center PK - KG 269 19.9 42602
Jamestown Elementary School PK - 05 493 15.3 42629
Monticello Elementary School 01 - 05 739 17.1 42633
Nancy Elementary School PK - 05 398 14.1 42544
Walker Early Learning Center PK - KG 433 14.9 42633

Middle Schools near Monticello, KY

School Grades Students P/T Ratio ZIP
Clinton County Middle School 05 - 08 502 16.8 42602
McCreary County Middle School 07 - 08 446 17.6 42647
Strode Station Elementary School KG - 05 0 16 42602
Trapp Elementary School KG - 05 0 10.5 42602
Wayne County Middle School 06 - 08 745 15.1 42633

High Schools near Monticello, KY

School Grades Students P/T Ratio ZIP
Clinton County High School 09 - 12 492 18 42602
McCreary Central High School 09 - 12 745 16.4 42647
Wayne County High School 09 - 12 944 19.9 42633

Ungraded Schools near Monticello, KY

School Grades Students P/T Ratio ZIP
* Foothills Academy 07 - 12 72 9 42602
* Lake Cumberland Youth Development Center 08 - 12 35 8.8 42633
* McCreary Central Academy 09 - 12 35 14 42647
Clinton County Area Technology Center UG - UG 0 42602
Otter Creek Academy 06 - 12 43 10.8 42633
Wayne County Area Technology Center UG - UG 0 42633
Wayne County Learning Academy 08 - 10 9 4.5 42633

Demographics near Monticello, KY 42633

Metric Zip Code City
Neighborhood Type Small Town Small Town
Population 20,199 5,782
Population Density 46 985
Median Age 42.9 38.7
People per Household 2.5 2.5
Median Household Income 41,247 40,477
Average Income per Capita 25,333 18,416